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Practical Pension & Financial Services, Inc. provides high quality administrative, compliance and consulting services to sponsors of qualified retirement plans. Our goal is to provide our clients with practical, smart and timely advice.

We continually review legislative, regulatory and compliance issues that effect sponsors of Qualified Retirement Plans. Our services may involve a review of the plan's custodian and investments, how information is being gathered and or reported to the various parties and how the plan may reduce overall costs to the participant or plan sponsor. Practical Pension then determines how the employer can best meet these responsibilities, in the most efficient way possible.


Over 23 years experience providing quality administrative and consulting services for retirement plans throughout the Northeast.

Securities and advisory services offered through Registered Representatives of Cetera Advisors LLC (doing insurance business in CA as CFGA Insurance Agency), member FINRA, SIPC, a broker/dealer and a registered investment adviser. Cetera is under separate ownership from any other named entity.

This site is published for residents of the United States only. Registered Representatives of Cetera Advisors LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Advisors LLC site at ceteraadvisors.com

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  10 Allen Street Hampden, Massachusetts 01036 413.566.2950 Fax: 413.566.3604 mfisher@practicalpension.com